Coverage for all
your rides.

Automobile Insurance

We provide personalized Automobile policies for residents throughout New England. Our policies include the following coverages:

• Liability insurance for financial and legal protection if you cause an accident
• Uninsured and Underinsured Motorist’s insurance in case you’re in an accident with an uninsured driver or the driver doesn’t have enough coverage
• Comprehensive insurance to cover fire, theft, vandalism, and other non-collision incidents
• Collision insurance to cover damage to the insured vehicle as a result of physical contact with another vehicle or object

Talk to our experts today about a policy with the right coverage, and deductibles that work for you.

Personal Auto Coverage for Ridesharing and Delivery

We partner with carriers that provide personal Automobile coverage for vehicles used for ridesharing and delivery services like Uber, Lyft, and DoorDash.

While not all insurers offer this protection, we make sure you have the right coverage for your needs.

Antique Auto Insurance

As a car enthusiast or collector, you need specifically designed coverage in the form of Classic Car insurance to protect your prized possessions.

You can buy Guaranteed Value coverage, which will pay the full-insured amount, less the deductible, for a covered total loss. In the event of an accident, you can choose who will do the repair work on your vehicle.

Other options include roadside assistance, auto show medical reimbursement, and coverage for spare parts. We’re ready to discuss your options to provide the right policy fit.

Motorcycle Insurance

We offer a variety of coverages to protect your motorcycle and handle accident-related costs. Liability insurance covers injuries to others and property damage.

Comprehensive coverage protects against theft, vandalism, and non-collision events like flying debris. Collision insurance covers repairs after an accident.

Most importantly, our Medical Payments coverage helps with medical expenses for you and your passengers, no matter who’s at fault.

Travel Trailers

We can insure your travel/camping trailer against damage and loss caused by fire, storms, theft, and collision. You’ll be insured for accidents involving bodily injury to you or someone else caused while towing your travel trailer.

You’ll also be covered for damage to your travel trailer caused by an accident, fire, vandalism, and other losses, even while your travel trailer is in storage. Coverage for emergency road service is also available in the event of a breakdown while journeying with your travel trailer.

Snowmobiles

Our Snowmobile insurance policies can cover Bodily Injury Liability if you cause an accident that hurts someone else and Property Damage Liability if you are at fault for damage to an individual’s property while using your snowmobile.

You can also purchase Collision coverage, which pays for repairs to your snowmobile if damaged in an accident and Comprehensive coverage to help out if your snowmobile is stolen or damaged from something other than a collision, such as vandalism or a fire.

Some of our insurance partners will also cover safety apparel, the trailer you use to transport your snowmobile, and extra equipment such as towables and sleds used with your snowmobile. Custom seats and windshields may also be included.

Off-Road Vehicles

Some people count on their off-road vehicles for light-duty work around their property or take them on a fishing expedition, while others just use them for joyriding.

Whatever purposes your off-road vehicle serves, you want to insure it against theft or severe damage.

Berlin Insurance can provide you with Bodily Injury and Property Damage Liability, Comprehensive, and Collision insurance. We will protect you against lawsuits in the event of an accident, as well as damage to your vehicle.

Motor Home

A Motor Home insurance policy offers coverage wherever your recreation vehicle goes—be it the open road, your home, a campsite, or another location in the U.S., both Property and Liability insurance are covered with a Motor Home policy.

Property coverage can apply to your contents, hitch package, awnings, and more. You can also opt for a replacement motor home if yours is involved in a total loss. You are covered for many perils, including fire, theft, collision, vandalism, and animal destruction.

You will also receive coverage under your Liability policy for legal defense costs and monetary settlements or awards if you are found to be responsible for injuries to someone or damage to their property.

Boat

Storms, vandalism, and accidents on the water, in the garage, and in tow can damage your boat. You can also face expensive liability costs if you are at fault in a boating accident.

At Berlin Insurance, we provide personal attention to individual boat owners’ needs. We insure fishing boats of all kinds, sailboats, speedboats, pontoons, houseboats, and more. We will also insure personal watercrafts of many different types.

We can cover your hull, sails, built-in equipment and furnishings, salvage expenses, towing, collision damage to your boat from an accident you cause, fishing or other special equipment aboard, as well as roadside assistance even for your tow vehicle, and more.

We also offer Liability insurance that covers damage you do to someone else’s property or boat-related injuries you cause. Our Liability policies cover your legal defense if you are sued over a boating incident, and they can help pay for monetary settlements or judgments against you.